Bill in Maryland Proposes to End Credit Checks in Job Applications
I think this should be a really good change. I’ll never forget watching my best friend in college really go through it…unable to find a job and bills just piling up. She FINALLY got a job after months and months of being beyond depressed (suuuch a drag to hang with LOL) and then they let her go because her credit was bad! WELL how can it be good if she doesn’t have a job to pay things with?! Especially now with the economy and unemployment rates how they are. Hit the jump for details.
(HP) -In a move that may even the playing field for some of the long-term unemployed, Maryland State Delegate Kirill Reznik (D-Germantown) introduced a bill on Friday that would prohibit Maryland employers, with a few exceptions, from using a person’s credit history as a screening tool for hiring and retention decisions. The Germantown delegate introduced the same bill last year without success, but similar legislation has now passed in Hawaii, Illinois, Oregon and Washington.
Maryland House Bill 87, called the Job Applicant Fairness Act, exempts financial institutions, including banks and credit unions, and law-enforcement agencies that are required to perform credit checks. Reznik told HuffPost that the legislation is mainly intended to help blue-collar workers.
“We’re not trying to target the CFOs or the folks involved in dealing with companies’ millions of dollars,” he said. “We mean nurses, school teachers, janitors, plumbers … blue-collar workers having trouble making ends meet, so that they don’t have one more hurdle to overcome.”
Reznik said the idea that a poor credit score says anything about one’s ability to perform in a job is a myth.
“Having bad credit does not make someone a bad person,” he said. “Costly medical problems, a messy divorce, and many other understandable reasons to have poor credit have nothing to do with one’s ability to do a good job.”
While the use of credit histories in hiring decisions is not illegal on a federal level, the Equal Employment Opportunity Commission held a public meeting in October to hear testimony from various stakeholder groups, social scientists and the Federal Trade Commission on the growing use of credit histories as selection criteria in employment. Christine V. Walters of the Society of Human Resources Management said at that meeting that 13 percent of organizations conduct credit checks on all job candidates, and another 47 percent consider a person’s credit history for certain jobs.
HuffPost reported in October that Sammy Bailey, 42, was rejected from a job at Am-Rail in Kansas City, Mo. after failing a background credit check. The frustrating thing about it, he said, was that he had held his previous railroad job for 14 years, never missing a house or car payment until he was laid off in March 2009.
“When they run a credit report on you, I guess the score is supposed to determine what kind of employee you are,” he said. “I’ve had very few jobs in my lifetime, and every job I’ve had I stuck with for a very long time. Seems like they should go off of you, not your credit score.”
Reznik told HuffPost that when he introduced the same bill last year, it failed to pass because the business community and credit scoring agency “clearly made some waves” to strike it down. This year, he said, the bill has a lot more momentum.
“Four states have now passed this bill, and the EEOC has started to move on this issue as well as a matter of discrimination,” he said. “I think [the bill’s opponents] see the writing on the wall, so we’re working together to find some common ground, and that’s progress from last year.”
THE BLOG
HOT 97
LINKS
MUSIC
Bobby Konders Presents: Massive B Legacy, Vol. 1
Release Date: November 19th, 2018 Bobby Konders Presents: Massive B Legacy – Volume 1 is now available and includes ten features on ten tracks. Burro Banton, Vybez Kartel, Bounty Killa, Sizzla, T.O.K., Elephantman, Richie Spice, Chezidek, Chronicle, and King Kong. You can listen on Apple Music, Spotify, and Tidal.
#MusicStillMatters New Music: A Boogie – Nice For What
A boogie gave fans a snippet of this one via his instagram. Finally after all the request to drop the full version from fans – here it is. Check A Boogie’s version of “Nice For What.” Listen below.
#MusicStillMatters New Music: Dave East – Imagine
Dave East is set to release the 2nd installment of his “Karma” series, next week on July 27. Check out this new one off the tape called “Imagine.” Listen below.
#MusicStillMatters New Music: 070 Shake – Accusations
The G.O.O.D. Music rookie 070 Shake releases a new one called “Accusations.” Listen below.
(Video) Tony James – Sweat Slow
Toronto’s very own Tony James has released his major label debut single and visual for “Sweat Slow.” Tony says this one “Is about the one that got away, so we wanted to show the beautiful, happy women representing the ex-girlfriends of the men who took them for granted.” Look out for more from Tony this…
#MusicStillMatters New Music: Childish Gambino – Summertime Magic / Feels Like Summer
Childish Gambino aka Donald Glover follows up his video/song “This Is America” with not only one, but two records for the summer. The “Atlanta” creator tweeted “summer pack,” with a link to his songs, “Summertime Magic” and “Feels Like Summer.”
#MusicStillMatters Stream: Meek Mill – Legends Of The Summer
Meek Mill decided to treat his fans to new music when he dropped a new EP called “Legends of the Summer.” the 4-track tape features Swizz Beatz, Jeremih and PNB Rock. Stream below.
#MusicStillMatters Stream: Future – Beast Mode 2
Future links up with Zaytoven for the follow up to 2015’s “Beast Mode” titled “Beast Mode 2” which includes 9 tracks with a feature from Young Scooter. Listen below.
#MusicStillMatters New Music: T-Pain – Boo’d Up (Remix)
First it was Nicki Minaj and Quavo who put their touch on the track to mixed reviews. Then Fabolous laid his verse on the hit single. Now, T-Pain decided to give his take on the track. Listen below.
TECH TALK
We Know What YG’s Next Purchase Will Be: This ALL RED Special Edition iPhone!
An all red iPhone is on the way – I’m sure much to the delight of the Bloods. LOL! A special edition red version of the iPhone 7 and 7 Plus have been introduced, in celebration of the 10-year anniversary of Apple’s partnership with HIV/AIDS organization, (Red).
(Video) Apple Unveils New Spaceship Campus Called “Apple Park”
One of Steve Jobs projects he left behind before his untimely death from pancreatic cancer, was the Apple spaceship campus. Take a look.
(Video) Lil Wayne Featured In EA’s ‘Need For Speed: No Limits’ Game
While we still have no Carter 5 in sight, we can at least get SOMETHING from Lil Wayne in the form of EA’s new mobile game, Need For Speed: No Limits. Players can drive as Weezy in the game, and both his voice and likeness are there for fans to enjoy. Tune is also working…
Sprint Purchases 33% Stake In Jay-Z’s Tidal
Power moves on power moves on top of power moves. Hov just struck a big deal for Tidal and the artists who have stake in the company as well, through Sprint.
(Video) Travis Scott Previews New Heat On Snapchat
Looks like Travis Scott is cooking something up…Astroworld this year?
Azealia Banks Has Been Banned From Facebook
AzealiaBanksVEVO Well, that took longer than expected.
(Video + Photo) Ariana Grande Got Her Own Character In “Final Fantasy: Brave Exvius” Game
Soon you’ll be able to play as Ariana in Final Fantasy and she broke the news to her fans yesterday.
SoundCloud Makes A Major Update That MANY People Will Be Happy About!
When SoundCloud first came out, it quickly became a hub for DJs, uploading their mixes and gaining a decent following because of it. However, as labels became more hip to the new site, they began issuing copyright infringements left to right, and DJs began leaving the streaming website in droves – especially because their accounts…
MARISA EXPLAINS IT ALL
Marisa Mendez x Jamal x Tunisia – Marisa Explains It All [Episode 16: “Holiday Hangover”]
We’ve made it to episode 16 of my podcast, Marisa Explains It All, and I finally decided to share it with you guys here. LOL! On this episode, we pre-gamed before the Ebro In The Morning holiday party…and uh, yeah. Drunk talk and feelings were at an all time high. Our music picks are as…
Behind The Lyrics: Lil Wayne Admits To Botched Suicide Attempt As A Child On “London Roads”
Lil Wayne has long recounted a story of “accidentally” shooting himself when he was 12, playing with a 9 mm handgun. Thankfully, an off-duty cop was around to help young Tune, and he survived to become the rap star he is today. Apparently, that wasn’t the whole story, though! On “London Roads”, a song from…
(Video) Machine Gun Kelly Finally Opens Up About Amber Rose
Machine Gun Kelly is one of my favorite artists and has been a good friend of mine for years now, so it was double the blessing to make my Hot 97 interview debut with him on Ebro In The Morning today! The Bad Boy rapper stopped by to discuss his new single and its powerful…
Behind The Lyrics: Wiz Khalifa Comes For Amber’s Neck On “For Everybody”
Last night, Juicy J dropped his Wiz Khalifa-assisted single “For Everybody,” and boy did Wiz have some choice words for his ex Amber Rose on the track! And to drive the point home, they included a photo of themselves at his wedding to Amber as the song’s artwork.
(Video) Honey Cocaine Plays A Hilarious Game Of Taboo
Toronto-bred raptress Honey Cocaine made her rounds at Hot 97 a few weeks back, promoting her latest mixtape Like A Drug, and its 2 singles, “Gwola” featuring Kid Ink and Maino, and “None Of My Business” with Kirko Bangz and Constantine. Following her dope interview with Jen From BK for Jen’s “Ladies First” segment, I…
Interview: Machine Gun Kelly On Debut Film: “I hope that it kind of strikes a social issue…” [PLUS Details On Sophomore Album!]
This Friday, Colson ‘MGK‘ Baker will make his big-screen debut, starring as Kid Culprit in the romantic drama, Beyond The Lights. Since his 2012 Bad Boy/Interscope debut Lace Up and his breakout single “Wild Boy,” Kells has toured the world and shot not only Beyond The Lights, but two more as-of-yet unreleased films as well.…
Elijah Blake Gives 7 Tips How NOT To Act Around A Celeb, Plus Talks New EP, His First Big Check & More!
Singer/songwriter Elijah Blake has worked with a majority of the biggest names in the music business from Rihanna, Justin Bieber, Usher, Mary J and more, either having written for them or being featured on their songs. Now with his recently released Drift EP (available on iTunes here,) the talented Def Jam signee sat down to…
IFWT Exclusive: Maino Gives Us The REAL Story Of What Happened With The Porn Star!
Maino is currently being sought out by the NYPD for questioning, after an adult film star accused him of assaulting her inside of his truck after they partied at Griffin on Monday night with Drake, Ashanti, JR Smith and more. According to the police report filed by the porn star, Mellanie Monroe, “he started punching…
Mila J Reveals The Real Deal Between Her & A Rumored Beau, Plus Talks New EP, Diet/Workout, Her Mains & More!
Gorgeous singer/songwriter/dancer Mila J finally released her debut EP M.I.L.A. (Made In L.A.) yesterday, after years of trying out girl groups, various solo ventures, random day jobs and the like. She’s finally found her niche now though, and has seen success with her latest singles, “Smoke, Drink, Break-Up” and the Ty Dolla $ign-assisted, “My Main.”…